Classic Car Insurance in Texas

The agents at Pounds Insurance provide insurance services to Texas residents who own classic cars or who are in the process of restoring one. If you live in the Dallas Fort Worth Metroplex area and own a classic, antique, or vintage automobile, it's extremely important that you have it properly insured. Different factors come into play when insuring these special cars since some are not driven on the road and are highly customized.

Classic, Vintage, and Antique Cars

The three main categories for older vehicles include:

  • Classic cars are at least 25 years old
  • Antique cars have been around for at least 45 years
  • Vintage cars were produced from 1919 to 1930

This is a subjective list due to the fact that there is a wide range of categories and sub-categories that many cars fall into. For example, Muscle cars like the Camaro and Mustang, are well over 50 years old but are considered classics more than they are antiques.

Trailered or Driven?

One of the biggest differences when it comes to insuring classic cars is whether the car is driven on the road. If it is driven to and from events, it must carry the same type of insurance as any other car on the road. If the car is highly customized and is only transported on a trailer, then the insurance policy will be written somewhat differently since there is minimal liability involved.

At Pounds Insurance, the agents can help Texas residents get the classic car insurance they need to protect their car. If you live in Garland, Texas, the agents are waiting to help you get the right policy to cover your classic, vintage, or antique vehicle. They know what type of investment these cars can be and are ready to answer all your questions.