Motor Home Insurance in Texas
Owning a motor home gives you greater freedom to travel across the Lone Star State. By purchasing motor home insurance, you’ll have the protection you need for your travels. A personalized motor home insurance policy from Pounds Insurance can provide you with the following coverage:
Texas requires that motor homeowners carry minimum liability coverage. Liability insurance fulfills your financial responsibility to others by paying for their injuries or damages in accidents you cause. As motor home accidents can cause extensive damage, you’d do well to purchase more than minimum liability coverage to protect you against serious accidents on the road.
Collision insurance helps pay for repairs to your motor home if it’s damaged in a collision. If you took out a loan for your motor home, your lender may require you to have this coverage. Otherwise, this coverage is optional. As collision coverage can save you a substantial amount of money in repairs if you have an accident, it’s a worthy investment even if you own your motor home outright.
Comprehensive insurance covers damage to your motor home from non-collision causes such as inclement weather, vandalism or falling objects. If a severe hailstorm damages your motor home during a Texas road trip, comprehensive coverage will help cover repair costs. It also compensates you for the current market value of your RV if it’s stolen.
The more time you spend on the road, the greater your risk of accidents. If you’re hit by someone who doesn’t have adequate insurance to cover your vehicle’s damages, uninsured motorist insurance will help pick up your repair costs. Uninsured motorist also covers you against hit-and-run drivers.
Motor home insurance is designed to protect you and others against accidents on the road. At Pounds Insurance in Garland, Texas we can help you determine the scope and amount of coverage you need. Call or visit us today for all your motor home insurance needs.