Auto Insurance in Texas

Whether you’re a new driver or an old pro, you can’t do without auto insurance. At Pounds Insurance in the Dallas Fort Worth Metroplex we can help you select the right coverage that meets Texas auto insurance requirements and provides the protection you need. Here’s why auto insurance is so important in the Lone Star State.

Liability Protection

Auto liability coverage is mandatory for Texas drivers by law. It protects your assets by covering the cost of injuries or property damage to others in accidents that are your fault. If you cause an accident that sends someone to the hospital, you could be held responsible for his medical costs. Liability covers these damages to protect your paycheck and assets.

Collision & Comprehensive Protection

Collision and comprehensive insurance cover damage to your vehicle, on and off the road. If you crash into another driver, a light post or fence by the side of the road, collision covers the cost of repairing your car, minus your deductible.

Comprehensive insurance covers damage to your vehicle from falling objects, vandalism, animal impacts, inclement weather, and other non-collision events. If your car is stolen, comprehensive insurance will compensate you for its market value to help replace its loss.

Uninsured/Under-insured Motorist Protection

Auto insurance helps to protect you from accidents you cause and those you DON'T cause.  If you’re hit by someone who doesn’t have any insurance or not enough to pay for your damages, uninsured/under-insured motorist coverage will cover these costs. It also protects you from hit-and-run drivers.

Roadside Assistance Protection

Even new cars can falter, leaving you stuck on a crowded highway or in the middle of nowhere. Roadside assistance helps cover things like flat tires, running out of gas and towing costs so you’re not left stranded by the side of the road.

By customizing your auto insurance policy, you can get the protection you need at costs that are well within your budget. To learn more about auto coverage and costs, contact Pounds Insurance in Garland, Texas.